Credit Underwriters

About Capital First Ltd:

Capital First is a provider of financial service across consumer and wholesale businesses, with aspirations to grow into a significant financial conglomerate.
Capital First Ltd. is a Systemically important NBFC with record of consistent growth & profitability. Capital First has a comprehensive product suite to meet multiple financial needs of customers including Consumer Lending, Corporate Lending.

Position Title: Credit Underwriters

Product: Mortgage/Business Loans/Gold loans

Grade: Management Trainee

Qualification: CA or MBA (Finance)

Please Note: Only Candidate who are MBA in Finance or CA should register for this Job Opportunity. 

CTC Band: INR 5 to INR 7 lakhs per annum depending on experience level.

Experience Level: 0-24 months

Location: Delhi, Mumbai, Chennai, Ahemdabad, Bangalore, Ludhiana, Pune & Surat (Must be willing to work at any of these locations)

Reports to: Area Credit manager

Primary Role:

• To underwrite loan proposal as per the laid down policies & procedure to honor the agreed SLAs. Manage city/area businessvolumes.
• To study relevant income documents and conduct personal discussion with customers to establish credit worthiness.
• To underwrite specific retail loan proposals and prepare Credit Appraisal Memo (CAM).
• Coordinate with sales to achieve targets and ensure TAT or SLAs are met.
• To ensure credit policy adherence to the accepted standards.

Key Attributes:

• Good Analytical Skills
• High Integrity
• Interpersonal Skills
• Decision-making skills
• Strong communication skills
• Confidentiality
• Business orientation

Note:

• We would like to place people at their home location.