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IDFC Bank Ltd

Credit Underwriters

IDFC Bank Ltd

0 - 0 Years   |   5 - 7 LPA   |   Ahmedabad, Bangalore, Chennai, Ludhiana, Mumbai, New Delhi, Pune, Surat
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Job Description

About Capital First Ltd:

Capital First is a provider of financial service across consumer and wholesale businesses, with aspirations to grow into a significant financial conglomerate.
Capital First Ltd. is a Systemically important NBFC with record of consistent growth & profitability. Capital First has a comprehensive product suite to meet multiple financial needs of customers including Consumer Lending, Corporate Lending.

Position Title: Credit Underwriters

Product: Mortgage/Business Loans/Gold loans

Grade: Management Trainee

Qualification: CA or MBA (Finance)

Please Note: Only Candidate who are MBA in Finance or CA should register for this Job Opportunity. 

CTC Band: INR 5 to INR 7 lakhs per annum depending on experience level.

Experience Level: 0-24 months

Location: Delhi, Mumbai, Chennai, Ahemdabad, Bangalore, Ludhiana, Pune & Surat (Must be willing to work at any of these locations)

Reports to: Area Credit manager

Primary Role:

  • To underwrite loan proposal as per the laid down policies & procedure to honor the agreed SLAs. Manage city/area businessvolumes.
  • To study relevant income documents and conduct personal discussion with customers to establish credit worthiness.
  • To underwrite specific retail loan proposals and prepare Credit Appraisal Memo (CAM).
  • Coordinate with sales to achieve targets and ensure TAT or SLAs are met.
  • To ensure credit policy adherence to the accepted standards.

Key Attributes:

  • Good Analytical Skills
  • High Integrity
  • Interpersonal Skills
  • Decision-making skills
  • Strong communication skills
  • Confidentiality
  • Business orientation

Note:

  • We would like to place people at their home location.

Education:

Chartered Accountant, MBA, P.G.D.B.A, P.G.D.B.M.

Work Experience:

0 - 0 Years

Salary

5 - 7 LPA

Industry

Banking & Finance

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