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About Capital First Ltd:
Capital First is a provider of financial service across consumer and wholesale businesses, with aspirations to grow into a significant financial conglomerate.
Capital First Ltd. is a Systemically important NBFC with record of consistent growth & profitability. Capital First has a comprehensive product suite to meet multiple financial needs of customers including Consumer Lending, Corporate Lending.
Position Title: Credit Underwriters
Product: Mortgage/Business Loans/Gold loans
Grade: Management Trainee
Qualification: CA or MBA (Finance)
Please Note: Only Candidate who are MBA in Finance or CA should register for this Job Opportunity.
CTC Band: INR 5 to INR 7 lakhs per annum depending on experience level.
Experience Level: 0-24 months
Location: Delhi, Mumbai, Chennai, Ahemdabad, Bangalore, Ludhiana, Pune & Surat (Must be willing to work at any of these locations)
Reports to: Area Credit manager
- To underwrite loan proposal as per the laid down policies & procedure to honor the agreed SLAs. Manage city/area businessvolumes.
- To study relevant income documents and conduct personal discussion with customers to establish credit worthiness.
- To underwrite specific retail loan proposals and prepare Credit Appraisal Memo (CAM).
- Coordinate with sales to achieve targets and ensure TAT or SLAs are met.
- To ensure credit policy adherence to the accepted standards.
- Good Analytical Skills
- High Integrity
- Interpersonal Skills
- Decision-making skills
- Strong communication skills
- Business orientation
- We would like to place people at their home location.
- Education: Chartered Accountant, MBA, P.G.D.B.A, P.G.D.B.M.
- Salary: 7 Lacs
- Industry: Banking & Finance