Credit Manager

About The Company: Alwar General Finance is one of the fastest growing Rajasthan based NBFC operating in Rajasthan, Haryana & Delhi state of India with a network of 13 branches. They are rapidly expanding their network and strategically plan to have 30 branches by the end of FY16-17, more than doubling their current portfolio. In their process of growth, they will be introducing various new innovative products catering to underprivileged and middle-income loan seekers.  Their current major product segments include Business & Personal Unsecured loans, Mortgage Loans, Loan Against Property, Light commercial vehicle refinance, School Finance and Microfinance.

Website: www.navjeevanmf.com

Salary Details: INR 2.2 LPA - INR 4.5 LPA

Desired Experience: 3-5 Years

Tentative Date Of Interview: Will be communicated post registration window is closed.

Tentative Date Of Joining: Immediate

Job Description: 

Handling Credit operation from Login to Disbursement.

Preparing MIS, Collection reports & Policy-Deviation tracking.

Assessing overall Credit Eligibility of customer, calculate FIOR, LTV and recommend Loan amount & Term.

Ability to underwrite both mortgage and unsecured loans.

Appraise high loan requests with merits, demerits & risk involvement after personal visit.

Conduct detailed review of CAM sheets, Conduct telephonic & personal discussions with customers.

Analyzing the credit history with the help of CIBIL, Dedup & other source.

Managing the prescribed TAT.

Skills Required: Good communication skill.

Interview Process: Face to face interview.