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About The Company: Alwar General Finance is one of the fastest growing Rajasthan based NBFC operating in Rajasthan, Haryana & Delhi state of India with a network of 13 branches. They are rapidly expanding their network and strategically plan to have 30 branches by the end of FY16-17, more than doubling their current portfolio. In their process of growth, they will be introducing various new innovative products catering to underprivileged and middle-income loan seekers. Their current major product segments include Business & Personal Unsecured loans, Mortgage Loans, Loan Against Property, Light commercial vehicle refinance, School Finance and Microfinance.
Salary Details: INR 2.2 LPA - INR 4.5 LPA
Desired Experience: 3-5 Years
Tentative Date Of Interview: Will be communicated post registration window is closed.
Tentative Date Of Joining: Immediate
Handling Credit operation from Login to Disbursement.
Preparing MIS, Collection reports & Policy-Deviation tracking.
Assessing overall Credit Eligibility of customer, calculate FIOR, LTV and recommend Loan amount & Term.
Ability to underwrite both mortgage and unsecured loans.
Appraise high loan requests with merits, demerits & risk involvement after personal visit.
Conduct detailed review of CAM sheets, Conduct telephonic & personal discussions with customers.
Analyzing the credit history with the help of CIBIL, Dedup & other source.
Managing the prescribed TAT.
Skills Required: Good communication skill.
Interview Process: Face to face interview.
- Job Responsibilities: Credit Manager
- Education: B.A., B.Com., B.Sc., B.Tech/B.E., BBA, BCA
- Work Ex: 3 - 5 yrs
- Salary: 4.5 Lacs
- Industry: Insurance