Relationship Officer Retail Banking
Fincare Business Services LimitedAbout the Company: FINCARE SMALL FINANCE BANK LIMITED (FSFBL) is a new age small finance bank focused on banking activities in rural and semi-urban markets in the states of Karnataka, Tamil Nadu, Andhra Pradesh, Gujarat, Madhya Pradesh & Rajasthan. With a unique 3D approach viz. differential deposit rates, doorstep services and digital experience, Fincare is poised to usher a new era of smartbanking in India. Fincare Small Finance Bank Ltd is part of the Fincare Group, a base of pyramid financial services provider with 300 offices and 4000+ employees across 7 states/UT. Started in 2007, it has been a provider of microfinance loans for income generation purposes to women groups. Fincare has disbursed over 4800 crore in loans to more than 12 lakh borrowers and has current loan outstanding of more than Rs 1650 crore as on Jul’17. The company received the license to convert to a Small Finance Bank in May-2017. Fincare has equity investment from marquee investors like True North, TA Associates, Leapfrog, Tata Opportunities Fund, SIDBI etc
Website: NA
Profile: Relationship Officer Retail Banking
Desired Experience- 0-1 Years
Eligiblity Criteria:All Graduates or MBA/PGDM - 2015/2016/2017 batch
Salary Details: As per Industry Standards
Tentative Date of Joining: Immediate
Job Description:
- Promotes and sells various liability products offered by the bank, aiming to attract low cost deposits from diverse customer segments, and sources current and savings accounts
- Prospects for new customers through existing leads, referrals, cold calling etc. and maximizing lead generation
- Ensures timely follow through and healthy closure rate of leads
- Achieves ascribed monthly sales target
- Informs customers of new products or product enhancements to further expand the banking relationship and enhance customer value
- Establishes and maintains effective relationships with customers, and maintains high level of customer service
- Advises customers on available bank products and services based on understanding of customers’ financial needs and recommends appropriate solutions
- Cross-sells secured assets offered by the bank
- Adheres to expected level of due-diligence, internal policies and KYC norms while opening new accounts
Skills Required:-
- Banks Product Knowledge
- Planning and Organizing Skills
- Interpersonal Skills
- Sales and Influencing Skill
- Communication
- Knowledge of Competition
- Awareness of Banking regulations
- Credit knowledge when required
- Good Administrator
Education:
B. Pharm, B.A., B.A.(Hons.), B.Com., B.Com.(Hons.), B.E-Com., B.Sc., B.Sc.(Hons.), B.Sc.(Hotel Management), B.Tech/B.E., BAF, BBA, BBI, BBM, BBS, BCA, BCM, BDS, BFIA, BFM, BHM 3 Yr., BHM 4 Yr., BIM, BIT, BJMC, BMM, BMS, Chartered Accountant, Diploma 1 Yr., Diploma 2 Yr., Diploma 3 Yr., LL.B, M. Pharm, M.A., M.A.(Hons.), M.Com.(Hons.), M.Phil., M.Sc., M.Sc. (Tech.), M.Sc.(Hons.), M.Tech./M.E., MBA, MBBS, MBE, MCA, MCM, MFM, MMS, MSW, Nursing, Other, P.G. Diploma 1 Yr., P.G. Diploma 2 Yr., P.G.D.B.A, P.G.D.B.M., P.G.D.C.A, Ph.D.